hi sir,
my motherboard 845 gly but my sund driver not working so, please give me sound driver
thank you
Fender benders: to claim or not
· By: Drivers.com Staff
· Date: 2005-01-26
If you've been driving for a few years there's a good chance you've experienced it--the sudden bang of a 'fender bender.' Over a lifetime of driving you'll probably have several of them, even if you're a good driver.
If no one is hurt, and the damage is not too great, the first big issue is "do I call the police and my insurance company." If it's not too expensive, settling on the spot is a popular strategy. You keep your record clean. Your insurance rates won't go up, and you may save a lot of time going through the system of insurance adjustors, claims, police reports, and so on.
The settling option is fraught with risks. What if you miscalculate the cost? What if the other party reneges on the deal? What if there's an injury that doesn't show up until later?
Nevertheless, many individuals are opting to pay hefty repair expenses rather than bother their insurance companies with their claims. An investigative report by the Canadian Broadcasting Corporation's Marketplace program quoted one individual who paid $3000 out of his own pocket for repairs to both cars after his wife was involved in a parking lot fender bender.
He reckoned his insurance rate increases would amount to more than that over a period of three or four years.
The CBC notes that most insurance policies require the policy holder to inform the insurance company of anything that would cause it to increase a holder's rates. In other words, policy holders are required to "fess up" if there's a crash.
However, the cost of fessing up could be considerable. For example, a 60-year-old male living in a small city and paying $1,295/year for a late model sedan could see his rates increase by as much as $336/yr for eight years--a total of $2,688 extra.
In these days of high insurance costs, some research and preparation for the near inevitable fender-bender is in order. This includes:
- Checking with your insurance company or broker about the increased costs if you make an at-fault claim.
- Checking your insurer's "accident forgiveness" policy. An additional fee may be required to ensure that your first crash doesn't result in a raised premium.
- Check your insurer's policy on reporting minor crashes.
- Prepare yourself for the eventuality of a collision by keeping in the car a reminder sheet on what to do, and other items such as a disposable camera.
Comments
sonu, on Thursday, 14. December 2006 at 01:05 AM
Thinkact, on Saturday, 27. January 2007 at 06:11 PM
What happens if Driver in front of you puts sudden break and you end up hitting him. Whose fault is that?
billyBob, on Sunday, 28. January 2007 at 12:36 AM
It's yours my friend!
If yo hit him then it's all your fault, even if the driver in front did something to bring it on.
Hard to think of a situation in which it would not be your fault. The driver behind always gets the blame
houston, on Monday, 12. March 2007 at 08:12 AM
i need ac87 audio driver please help
frank, on Tuesday, 10. April 2007 at 01:46 AM
what if the driver in front pulls out of a stop sign and then suddenly starts to reverse (in the middle of the intersection?
Dan, on Tuesday, 10. April 2007 at 11:28 AM
If the driver ahead suddenly starts to reverse then it's his fault. However, you have to prove it. Got a witness?
Or, one driver I know hired a forensic crash analyst who was able to tell from the damage just exactly what happened. The other driver had to back down.
Not sure where you would find one of these experts but you could try our Crash investigation section at
http://www.drivers.com/topic/97/
Scroll dwon and try some of the organizations listed.
prashanth, on Saturday, 21. April 2007 at 11:05 AM
plz send me mother board drivers of mercury
lionel, on Saturday, 12. May 2007 at 08:32 AM
A lady backed into my parked car in a lot she said she would pay without going through insurance, so I set up my repairs at a body shop, gave a deposit,now she's thinking of the insurance route.With no fault insurance in ontario,is my insurance co. going to be okay with me going ahead and setting up the repairs already? Or am I going to lose my deposit? If I have to go through insurance I'll get new parts instead of repairs=higher cost to fix.
swan, on Thursday, 19. July 2007 at 11:22 PM
say I bumped someone and we pulled to the side to see NO VISABLE DAMAGE. the person i bumped was kinda freaking out and wanted the whole insurence information... but she never called the cops. im figureing she will inform her insurance company..
--what will most likely happen?
Pam, on Friday, 24. August 2007 at 02:08 PM
My daughter was pulling out of her parking space in the school parking lot. She saw that another driver was pulling out and about to hit her, so she stopped and honked her horn. The girl continued backing and hit my daughter's bumper. Both girls didn't quite know what to do, so they exchanged phone numbers. From my daughter's account of the incident, it sounds like the other girl's was at fault. My daughter called two people who witnessed the accident, and asked them what they saw happen. Both told the same story that my daughter told me. The other party said that she was already in Drive when my daughter honked her horn, and that my daughter hit her car. My insurance agent agreed that it seems that the other girl was at fault and that her insurance company should pay. We called the police who said since both parties left the scene, filing a report makes no difference. We live in Florida.
Viki, on Tuesday, 22. January 2008 at 11:54 PM
Just got a notice in the mail that I owe 4500. I was at a stop sign,a car coming was in the process of turning right he had his signal light and slowed to turn I started to proceed and the car swerved out in front of me and scraped his front and back doors on my bumper my air bags did not go off nothing happened to my car but his car doors were dented in (still opened)Anyway,he did not want to call the police, or ins co. He said we would work it out between us. I told him to call me and I would pay for half the damages. He never called me,and he ended up calling his insurance company and now a year later I get a notice that I owe 4500.00 for the damages. Can they do that isn't there a process and doesn't there have to be a police report if the damages are more than 500.00? Anyway, just wanting some advice to pay or not to pay! Will it go into collections? From Calif!
enam, on Tuesday, 12. February 2008 at 01:07 PM
not working sund
cursed123, on Friday, 07. March 2008 at 04:45 PM
what happens if the person that hit you from behind is the sheriff? he did not even have the decency to get out of the car first to see if I was OK. I had to get out and question him.
ravi, on Friday, 14. March 2008 at 08:53 AM
my motherboard 845 pls give me drivers
Sad Girl, on Tuesday, 25. March 2008 at 01:09 PM
i was going to turn right into a driveway and veered left before turning on signal to go right into the drive way. the car behind me followed close the whole time and side-swiped me when they passed me to the right as they gunned the car past. it was a 25mph zone and there were no lines on the road. who is at fault? i got cited...
marq, on Tuesday, 15. April 2008 at 07:19 PM
why do most people have such poor spelling and grammar?
Vegetable, on Friday, 18. April 2008 at 04:43 PM
marq: If you can't distinguish between this site and one that actually has anything to do with computer drivers, then you generally have no idea how to make proper use of English either.
Abra, on Wednesday, 07. May 2008 at 09:54 AM
I got into a situation where i scratched the rear bumper of the car in front while pulling out of the sideway parking.
I am not covered for liability. So i gave him 500$ for repairs, we exchanged no's and address and went off. As i tht its a minor scratch case, it wont be more than 500$. Now this guy comes back after 4 days and says that his mecahnic is saying 4000$, so pay me or i call the police. As it has been more than 5 days now the acc. took place and he did not file a police report at the time of accident, how is the probabilty that he can now land me in trouble after 5 days of acc. I am sure that this guy is making up stories as it cant be 4000$ for minor scratches.... plz help
Kenney, on Wednesday, 07. May 2008 at 01:04 PM
If its a bumper $4000 sound outrageous. Anyway, he accepted $500 so you have a verbal agreement with him.
Ideally you should have had him sign a paper saying he accepted the deal.
Only problem now is if he goes to the insurance company and you get a bad record with them.You might want to check with an insurance company without giving the game away.
emily, on Thursday, 26. June 2008 at 03:18 PM
i was about to make a right turn out of my school...when a hug semi-truck strted veering my way....the space to get in was too little for me to just squeeze through....and i had nothing to to do but back up or else i would have got hit...because the truck kept on going froward instead of just stopping....when i moved back there was another car in back of me....and i hit his bumper.........now he wants me to pay for it....whos at fault...me or the semi-truck driver?
Gary, on Friday, 27. June 2008 at 11:31 AM
It's you emily. You are always responsible for where you go and you can't blame the trucker for your mistake
jen, on Monday, 07. July 2008 at 11:03 AM
I was parked in a parking lot, another car parked behind me (which was a no-parking zone) when I went to back out of the spot, I ran into her car. Who is liable for damages???
Walter, on Monday, 07. July 2008 at 01:40 PM
It's you Jen. The fact that the other car was illegally parked is a different matter and not relevant, unless she drove into your path as you were backing up, then with you backing up and her coming in it would be a toss up depending on circumstances.
TheGuy, on Thursday, 17. July 2008 at 11:12 PM
i was in a fender bender roughly just over a month ago. no police were called to the scene. it would be considered my fault because i was the one in behind. the damage estimate was roughly $550. i found someone who works for an accredited body shop and would have done the work for $250 and this other person declined.
i want to pay her but i can't for about another week. she told me if i don't come up with the money tomorrow, she'll go through insureance. i was told that if a police report was not filed within 24 hours, it's considered a cold case and she would be left with no choice but to wait the one week. can anyone confirm this?
AL, on Friday, 18. July 2008 at 11:57 AM
Don't know about the cold case but I thnk you are supposed to report EVERY accident to the insurance so that might be a problem if she goes to them, for her and for you
shaun huntington, on Wednesday, 30. July 2008 at 11:40 AM
what if the person you hit dose not have a police report
mitu, on Thursday, 07. August 2008 at 07:39 PM
I was hit by a car from the behind- a minor fender bender while I was waiting on the ramp to merge onto the main route. I turned my hazard lights on, stopped my car, viewing the driver in the car behind . The driver behind stopped too. Basically my car was now blocking the entire off ramp traffic but there was no shoulder, I could pull upto, so I slightly pulled further up.Making sure that traffic was clear to get off my vehicle in order to inspect my car, when I opened the door to get off, I saw that this offending vehicle overtook me and sped ahead, overtaking a vehicle ahead as well. I just could note the car's license plate number and remember the drivber's face.Considering that my car suffered barely any damages, should I consider informing my insurance company or filing a complaint? Please advise.
Jason, on Saturday, 23. August 2008 at 05:27 PM
I read ended someone at a traffic sign, there were minor damages. He got by number and took off as he was in a hurry. He called me later and we exchanged addressed. Now we both agreed to leave the insurance companies out of this. He said he will get an estimate and mail it to me. I am afraid that he might come up with some big amount, since I didn't notice any big damage on his car. I am willing to pay upto $300. What shall I do if he comes back and says that there is $2000 damage? Please advise
Don, on Sunday, 24. August 2008 at 11:05 PM
If he coms back with a high bill then you have to go through insurance. Actually you're the one who should have gotten the estimate so yo really know. Did yo utake a photo with your cell phone camera?
Alix Flood, on Saturday, 06. September 2008 at 12:44 AM
i was hit a few weeks ago anf just the othr day some wireing inthe car light on fire because they werent hook up to the trunk dome it caught fire melting a few wires and part of the carpet. is it possible for internal wiring can get messed up due to a pretty bad fender bender on the rear right side of the car. or could it of happened becaus ei have had to take myy car to many shop app. due to the accident. please let me no.
Jordan Steiner, on Thursday, 18. September 2008 at 01:19 PM
i was driving down the road at 45 when i hit a stray mexican. i did not stop for fear of prison. What should i do? i feel bad and want to help.
srikanth, on Friday, 10. October 2008 at 02:12 AM
i need intel 845 g drivers . where can i get it?
shehsha, on Monday, 20. October 2008 at 06:10 PM
I barely scratched a parked car, backing up & then went out and searched for the owner of the car. She came out looked and there was a bump the size of a pea so she said "don't worry about it". I asked her 5 times & she said no big deal. Now she calls me next day and says oh I will take it to my mechanic, and now a week later she is back with a $1000 quote for the bump on her bumper. what should i do
Mike, on Monday, 20. October 2008 at 07:54 PM
Shelsha, this is common. people see a tiny scratch and then are surprised when they find out how much it costs to fix. I suggest you get a quote of your own. Find your own body shop asd ask her to bring it to them. $1000 is a lot.
michael, on Tuesday, 28. October 2008 at 02:34 PM
i was driving home last night, and i was trying to make a right, but i was two lanes to the left, so I signaled, checked my mirrors, and didnt see anyone, so I skipped two lanes to take a right. And as soon as i start turning to the next street, i hear someones horns goin off and im hit with minor dent in my rear bumper, and he doesnt have much damage, jus small dent close to his headlights, i was scared and didnt know what to do, so i gave him a made up name and number and called it a night. He saw me in my uniform, and the next day, he called my job and described me and my car. my manager didnt say it was me, but i dont know what to do... what should I do??
Bono B, on Wednesday, 29. October 2008 at 10:48 AM
Michael, you have got to take the bull by the horns and fess up here. Otherwise you are going to pile up troubles for yourself in the future
dashrath, on Friday, 14. November 2008 at 02:42 AM
dear sir
my pc display driver not working please download display driver of intel 845
reba, on Saturday, 15. November 2008 at 10:49 PM
today i was sitting at a red light and my foot slipped and i rolled and hit the car in front of me. She got out of the car with a very angry face and didnt even come and talk to me and didnt say "hey let's pull into a parking lot" she just got back in her car and drove away. But she immediately turned into the first shopping center. In panic, i just kept driving. Can i get in trouble for that? there were no damges and she didnt establish any meeting place or concern for talking to me. she was mean.
ADAM, on Sunday, 16. November 2008 at 11:34 AM
Reba, if she looked and then drove away I think that's the end of it. In the worst case suppose she decides later to call it a hit and run or something then she doesn't even have a case cos she didn't even talk to you. I wouldn't worry abotu it.
kr, on Wednesday, 19. November 2008 at 12:00 AM
it was dark,my car has factory tinted windows, a black car was parked on the narrow street that my driveway faces. the black car was also parked next to hedges that are taller than the car. the car was parked in the space we use to back up, this car was totally invisible, but I got a ticket for not being careful, I have an excellent driving record and did look but the car was totally hidden by darkness, hedges being taller than the car, the car was black, and my windows are tinted. I don't think I should have gotten a ticket. I drive a new car and am now going to be out my deductible to fix it. any comments?
DK, on Wednesday, 19. November 2008 at 05:43 PM
Kr, what you say above sound like very good causes but unfortunately they do not constitute a good legal excuse.
However, you've provided the rest of us with a good lesson -- you can never check enough when you're backing up. That's particularly true these days when cars have very poor visibility out the back.
Personally I think every car should now be equipped with a back-up warning system. However, I notice that the makers of this equipment understand that they can make drivers complacent and they specifically say in their instructions that back up warning doesn't relieve drivesr of the need to check.


